So a reality of living in the US seems to be health insurance.  Now that we actually have income, we spent a good chunk of time researching options while we were away. 

Turns out that officially making us a partnership is a good thing, since we can apply as an employer which can mean lower rates and no need to worry about exams, pre-existing conditions, etc.

Keep in mind that our main goal is to insure us against major disasters and just pay for minor things out of pocket, and that we're healthy folks at this point.  So we have assessed our best option to be with Kaiser, at $330/mo for both of us.  That gets us a $1500 yearly deductible/out of pocket maximum (each) but doesn't cover much until the deductible is passed.  The only things it covers right away are yearly checkups and an eye exam.  Everything else is covered (with no co-pays or co-insurance) but subject to the deductible. 

That also includes a basic dental and vision plan, costing only $5 for a yearly dental exam/xrays (plus covering part of any major work), and a good portion of lenses/frames/contacts covered every two years.

Sound good?  This whole world of insurance is strange to me...